How might I get Medicare dental coverage for dental implants?
Maybe you’re still wondering, “Does Medicare pay for dental implants – ever?” If you want to get Medicare dental coverage for dental implants and routine services, you might want to look into Medicare Advantage coverage. Also known as Medicare Part C, the Medicare Advantage program offers you a different way to get your Medicare Part A and Part B benefits (except hospice care, which Part A covers).
Medicare Advantage plans are available from private insurance companies that contract with Medicare.
Some Medicare Advantage plans cover additional benefits that aren’t covered by Original Medicare, and may include routine dental or vision benefits – possibly even dental implants. But it’s important to note that these additional benefits (beyond Part A and Part B benefits) may vary from one plan to another, and not every plan may be available where you live. Still, it may be worth checking into this if this coverage appeals to you.
You’re still enrolled in the Medicare program when you have a Medicare Advantage plan – you’re just getting your benefits through a private, Medicare-approved insurance company. You do need to continue paying your Medicare Part B premium, along with any premium the plan may cost. Please be aware that there may be plan deductibles and other out-of-pocket costs, such as coinsurance or copayments.